Big Promotion Turns Career Woman Into 24/7 ATM For Ex-Husband’s Unemployed Family, Finally Says Stop

When your former in-laws treat you like a bank, it’s only a matter of time before you explode.

Imagine living in a world where the lines between ex-husband and best friend blur into a sitcom-worthy scenario. That was the daily reality for our 42-year-old narrator (Original Poster).

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Despite finalizing a divorce over a decade ago, OP continued to share a roof with her ex-husband, who also happened to be her best friend. Yes, you read that right: best friend—not to be confused with any rekindled romance. 

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The two were a dynamic duo, thick as thieves. They did everything together, from visiting his mom to attending family shindigs. Sounds like a sitcom, doesn’t it?

OP recently clinched a promotion at work, complete with a hefty raise that would make anyone smile. But as with any good sitcom, there was a twist.

Before OP knew it, she morphed into a ‘bank’ for her ex-husband’s relatives. They were unemployed, living off government support, and developed a new habit of treating their purses like a 24/7 ATM. 

From modest $20 loans to more substantial sums, the requests kept rolling in. Sure, she had the means to help out, and they did pay her back… eventually. But when the requests were as frequent as they were, it was no wonder she began feeling more like a personal ATM than a cherished family friend.

“Why do they always turn to me?" she wondered aloud. The answer, as straightforward as it was unsettling, came from the relatives themselves: she was the only one with any money to lend.

Was she the bad guy for wanting to shut her wallet?

Let’s dig into the details

Let’s dig into the detailsReddit.com
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OP divorced her husband, however, they still live together and attend family functions together as friends.

OP divorced her husband, however, they still live together and attend family functions together as friends.Reddit.com
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The Psychological Impact of Financial Exploitation

Financial exploitation can take a serious emotional toll on individuals, especially when it involves family members.

Research indicates that being treated as a financial resource can lead to feelings of resentment, anger, and a sense of being undervalued.

This situation illustrates how economic pressures can strain relationships, particularly when boundaries are not respected.

OP got a promotion at work which meant a pay increase. Over the years she has been the one lending money to her ex-husband’s family since they are all unemployed.

OP got a promotion at work which meant a pay increase. Over the years she has been the one lending money to her ex-husband’s family since they are all unemployed.Reddit.com

OP feels like her ex-husband’s family sees her as a money bag to come to whenever they need money. OP feels tired of lending them money and wants to know if it's okay to no longer do so.

OP feels like her ex-husband’s family sees her as a money bag to come to whenever they need money. OP feels tired of lending them money and wants to know if it's okay to no longer do so.Reddit.com

Studies in family psychology suggest that financial dependency can create imbalances in power dynamics, leading to conflicts and emotional distress.

When individuals feel they are being used solely for financial support, it can lead to feelings of worthlessness and betrayal.

Addressing these feelings is crucial for maintaining healthy relationships.

We gathered the highest upvoted comments from Reddit community below:

We gathered the highest upvoted comments from Reddit community below:Reddit.com

“The fact that you enable them to borrow from you prevent them from actually making any effort to earn more on their own, because you're here.”

“The fact that you enable them to borrow from you prevent them from actually making any effort to earn more on their own, because you're here.”Reddit.com

Setting Boundaries in Family Relationships

Establishing clear boundaries is essential for maintaining healthy family dynamics, especially regarding financial matters.

Experts recommend having open discussions about financial expectations and limits to prevent exploitation.

Setting these boundaries can help individuals feel empowered and respected in their relationships.

“Just because they are in a tight financial situation and you have the funds, doesn’t mean you owe them a penny.”

“Just because they are in a tight financial situation and you have the funds, doesn’t mean you owe them a penny.”Reddit.com

“Unless they have legitimate disabilities or some reason they can’t work then all you are doing right now is enabling them and maybe it’s time to cut them off completely and stop going to their house.”

“Unless they have legitimate disabilities or some reason they can’t work then all you are doing right now is enabling them and maybe it’s time to cut them off completely and stop going to their house.”Reddit.com

To foster healthier family relationships, individuals should engage in regular conversations about financial responsibilities and expectations.

Creating a family agreement regarding finances can help align everyone's expectations and prevent misunderstandings.

Additionally, encouraging each family member to express their feelings about financial support can foster understanding and compassion.

“It sounds like your living situation works for you, and you get the benefit, it’s just the asking for loans even though they do get paid back.”

“It sounds like your living situation works for you, and you get the benefit, it’s just the asking for loans even though they do get paid back.”Reddit.com

“I don't see this ever stopping if they are all unemployed. So stop being their bank and put your foot down.”

“I don't see this ever stopping if they are all unemployed. So stop being their bank and put your foot down.”Reddit.com

Reddit's advice to OP was clear: she wasn’t the AH for wanting to protect her finances. They applauded her hard work and suggested that cutting off the cash flow might inspire her ex-husband’s family to stand on their own two feet financially.

They also advised her to invest extra income, Which could help her grow her wealth and provide a practical excuse to tighten the financial taps when needed.

Do you agree with this verdict? Let us know in the comments.

“How much you make and if you got a raise, should not be communicated to anyone. They won't bug for what they don't know about.”

“How much you make and if you got a raise, should not be communicated to anyone. They won't bug for what they don't know about.”Reddit.com

“Just remind them that they still owe you from the last time, so you can’t afford to loan them anything anymore.”

“Just remind them that they still owe you from the last time, so you can’t afford to loan them anything anymore.”Reddit.com

The Importance of Emotional Independence

Emotional independence is crucial in preventing feelings of exploitation and resentment in family relationships.

Research shows that cultivating emotional independence can enhance self-esteem and reduce dependency on others for validation or support.

Encouraging family members to pursue their own financial goals can promote healthier dynamics.

Psychological Analysis

This situation exemplifies the challenges that arise when financial boundaries are blurred in family relationships. It's essential for family members to engage in open discussions about their expectations and feelings to foster a more respectful and balanced dynamic.

Analysis generated by AI

Analysis & Alternative Approaches

Financial exploitation can have profound psychological effects, highlighting the need for clear boundaries and open communication in family relationships.

By fostering emotional independence and discussing financial expectations, families can create healthier dynamics and reduce feelings of resentment.

Families should support each member's pursuit of financial independence, which can foster respect and reduce feelings of exploitation.

Encouraging open discussions about financial aspirations can create a culture of mutual support and empowerment.

Ultimately, promoting emotional independence can lead to healthier, more balanced family relationships.

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