Shocking Moment Woman Comes Back From A Night Out Only To Discover She Owes $50 Billion In Debt

Yes, people do owe debts, but no one should owe an amount they can't pay back, even if they worked nonstop their whole lives. Many of us probably aren't too shocked when we check our bank accounts after a night out and find we've lost money.

However, we see quite a different scenario in today's story. One woman had the shock of her life when she realized that a staggering $50,000,000,000 had been taken out of her account.

That sounds like a fantastic evening, doesn't it? Well, we guess not, because what on earth did she consume or even purchase?

The woman in question is named Maddie, and her friend is a TikToker by the name of Gabe Floress. He posted on his page that he and his friends had gone out to a bar, but they were in for a nasty surprise when they arrived home and Maddie checked her bank balance.

When Maddie accessed her Chase banking app, she saw that the balance of one of her accounts was $76.28, while the balance of her savings account was "-$49,999,999,697.98." Another friend is heard in the video saying that they initially thought Maddie was "exaggerating," but they soon realized how serious the issue was.

Then, Maddie was left wondering what she was going to do as she found herself in a dilemma.

Here is a screenshot from the video, and the woman is Maddie

TikTok/ @gabefloress

Maddie claimed in a since-deleted video on her own TikTok page:

"I wish I could say I bought the city of Los Angeles. It's not the case here. I'm not really sure what inclined me to check my bank account at around 2 a.m., but I did. And then I saw negative 49 billion."

Maddie decided to call her bank right away, and the person she spoke with on the phone was just as confused as she was about it all.

According to financial author David Bach, situations like this underscore the importance of understanding personal finance. Bach stresses that individuals should educate themselves about how financial institutions operate and the implications of negative balances. Learning about budgeting, debt management, and credit can empower people to make informed decisions.

To mitigate risks, he recommends using budgeting apps that provide insights into spending habits. By becoming proactive in managing finances, individuals can avoid unwarranted debt, ensuring a more secure financial future.

"We went out to the bar and Maddie checked her phone"

TikTok/ @gabefloress

Acting out their conversation, Maddie said:

'Hello, this is Chase Bank. How may I help you?'"Hi, I'm negative 50 billion dollars in debt, and I'm not quite sure why. Do I have 50 billion dollars? No. I do have $76.""So she goes, 'Can I put you on hold?' I've never seen this before. I was like, 'Oh.'"

She added, "It also said on my account that I would get $50 billion in 2099, which would be amazing, but I don't know if I would be alive at that point."

A photo of the debt

TikTok/ @gabefloress

Understanding Financial Errors

Financial expert Suze Orman emphasizes the necessity of regularly monitoring bank accounts to identify errors or fraudulent activities promptly. She states, "Ignoring your financial statements can lead to shocking surprises, just like the one this woman faced." Orman recommends setting up alerts for any unusual transactions, which can be easily configured through most banking apps. Furthermore, she advises establishing a monthly routine to review financial statements, helping individuals stay informed about their financial health and avoid unexpected debts.

A representative for Chase Bank acknowledged to Tony Robbins, a renowned life coach, that "a limited number of accounts" were affected by a "technical glitch over the weekend." They also added: "The issue has been resolved, and those accounts are now showing accurate balances."

And Maddie was relieved, to say the least. "First of all, I want to say thank you. I get that 50 billion dollars is a little crazy. But we're here, and it's resolved," Maddie continued in a video.

Here's the video

"So Chase started this thing where if you have a problem with your account, it could be due to many different things. You might need to change the type of account you have, whatever. They started it this weekend, which is why you're seeing other people having the same problem. So if you have this problem, give them a call," Maddie added.

In all, we're glad this is over and done with because no one should ever have to deal with such debt.

Practical Steps for Healing

This shocking story serves as a critical reminder of the need for financial literacy and awareness. Professionals like Suze Orman, a renowned financial advisor, emphasize that "financial freedom is available to those who learn about it and work for it." Orman's approach highlights the importance of budgeting and understanding one's financial situation to avoid pitfalls. By implementing regular financial check-ins and utilizing technology, individuals can better navigate their financial landscape, avoiding the extreme surprises that can lead to overwhelming debt. Empowering oneself with knowledge is the first step toward financial stability.