Teen Refuses to Spend Inheritance on College: AITA for Transitioning Instead?

17-year-old OP asks if they're in the wrong for wanting to use their inheritance for transitioning, despite family objections.

Are you the asshole for standing your ground on how to use your inheritance? The original poster, a 17-year-old, shared a complex family situation involving coming out as transgender and facing obstacles in starting their transition journey due to their mother's hesitance.

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Despite having the means and support from other family members, the OP's mother has been resistant to providing the necessary support for the transition. With college on the horizon and access to inheritance imminent, tensions are rising on how the funds should be spent.

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The community responses are overwhelmingly supportive of the OP's autonomy in deciding how to use the inheritance. Suggestions range from prioritizing medical transition expenses, setting aside funds for future needs, to even considering legal options to ensure access to necessary healthcare.

Many users commend the OP for advocating for their well-being and authenticity, emphasizing that it's their life and their choice on how to utilize the inheritance. As the discussion unfolds, advice, and encouragement pour in for the OP to prioritize their mental health and transition journey, highlighting the importance of self-advocacy and seeking appropriate support.

The consensus remains that the OP is not in the wrong for wanting to live authentically and make decisions that align with their identity and well-being.

Original Post

17M, and my grandparents on my dad’s side passed away. My nan passed away when I was around 10 or 11, and my grandfather when I was 15.

I have received at the very least one account that has just short of 10k in it that I’ll be able to access once I turn 18. Also, unrelated but important later-my parents are divorced and my mom literally refuses to talk to my dad unless she absolutely HAS to.

Anyway, I came out as transgender at 12 years old, over 5 years ago as of now. For the most part, everyone has been accepting.

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(And yes, even my grandparents on both my mom and dad’s side had no problem with it, they’re very progressive.) Everything should have been great had it not been for my mother. Ignoring the rough past I’ve had with her to the point that cps has been called twice, she’s also an extremely performative woman.

I understand that it takes time to adjust to your child coming out as transgender (even though everyone else in the family was quick to adjust) but it’s been five years and she is still the only reason I haven’t started my transition yet. We have insurance, hormones would by all means be covered, and my family literally begged her to set up CHOP appointments because they knew how gender dysphoria was effecting me.

Every time I even mentioned transitioning to her in passing she would freeze up, get uncomfortable, and s***t down the conversation. After lying about setting me up for appointments for 4 or so years, I finally started talking to an actual doctor about transitioning.

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I finally felt like I was making progress and that these would be the first steps towards my journey to feel comfortable in my own body. However, the second the doctor brought up giving me hormones and getting me on testosterone, the meetings suddenly stopped.

It’s been nearly a year since my last virtual call with a doctor at CHOP. And of course, since my mom has custody over me I don’t think she even needs my dad’s permission (who would be totally fine with it anyway) for me to go on hormones.

It’s so clear she’s prolonging the inevitable as long as she can. Now that I’m 17, and I’ll be going to college and getting access to my inheritance soon, it’s been brought up once or twice about what I’m going to use it for.

My mom’s boyfriend thinks I should spend it on a car (even though I don’t know how to drive and many college freshman can’t even bring their cars to school…) my mother thinks I should “save it for college” in general, which would make sense if it wasn’t for the fact that HER parents (my grandparents on my moms side) worked their butts off to have a college fund for me and all my siblings. My mother had over five years to get me on testosterone that would’ve been covered by insurance, and the remaining sum was offered to be paid for by both my dad AND my mom’s parents.

In my mind, I have waited and suffered long enough. Still, according to them, I’m making a stupid decision and I’m being stubborn.

So..AITA?

Understanding Identity Formation

Adolescence is a pivotal time for identity formation, especially for those exploring their gender identity. Research indicates that this developmental stage is marked by significant self-discovery and exploration of personal values. During this time, individuals often grapple with societal expectations and personal feelings, making it a critical period for emotional growth and understanding. Dr. Susan David, a renowned psychologist and expert on emotional agility, states, "The ability to navigate our emotions and understand our identity is crucial during adolescence," which highlights the importance of supportive environments for LGBTQ+ youth. Her insights can be found on her professional website, susandavid.com.

For OP, navigating these complex feelings while seeking acceptance from family is crucial. The emotional support from loved ones can provide a foundation of strength, helping them to embrace their identity more fully. Furthermore, the transition process, both socially and medically, further underscores the importance of self-acceptance during this formative period. Dr. Ramani Durvasula, a clinical psychologist, emphasizes that "creating a safe and affirming space for exploration is essential for resilience and confidence," reinforcing the need for OP to feel empowered in their journey. More of her work can be explored at drramani.com.

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The resistance from OP's mother reflects a common barrier faced by many LGBTQ+ adolescents: familial acceptance. Studies show that acceptance from family members significantly boosts the mental health and well-being of LGBTQ+ youth. This acceptance is linked to lower rates of depression and anxiety, underscoring the necessity of constructive dialogue within families. When parents embrace their children's identities, it can lead to a profound sense of belonging and validation for the young person.

Encouraging open conversations about gender identity can help foster understanding and support, allowing family members to express their concerns and learn together. Family therapy might also be a viable option for navigating these discussions, as it provides a safe space for all parties involved. Trained professionals can facilitate these conversations, helping to bridge the gap between differing perspectives and promoting a healthier family dynamic.

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The Role of Financial Autonomy

Financial independence is a powerful tool for adolescents, especially when making significant life choices like transitioning. Research suggests that having control over one’s finances can lead to increased self-esteem and empowerment. Studies indicate that adolescents who manage their own funds are more likely to feel confident in their decisions and assert their needs effectively. This sense of control not only fosters personal growth but also encourages young individuals to take responsibility for their futures.

For OP, using their inheritance for transitioning can symbolize their autonomy and commitment to their identity. It represents not just a financial decision, but an emotional and psychological step towards self-actualization. It’s important to weigh the impacts of such a decision, balancing financial responsibilities against personal goals. This journey, while deeply personal, can also set a precedent for others in similar situations, highlighting the importance of financial awareness in navigating life changes.

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Emotional distress stemming from family disapproval can significantly amplify feelings of isolation and confusion among adolescents. According to Dr. Ramani Durvasula, a clinical psychologist, "The lack of familial support can lead to profound identity distress, particularly in LGBTQ+ youth, which often manifests as anxiety and depression." This highlights the importance of equipping these young individuals with effective coping mechanisms to navigate their challenges. To alleviate some of this emotional burden, it is essential to encourage OP to seek out supportive friends or community groups that affirm their identity. As Dr. Tara Brach, a psychologist and mindfulness expert, notes, "Building connections with others who have had similar experiences can greatly foster resilience and enhance their overall sense of belonging." Engaging with a community that offers understanding and acceptance can be a transformative step towards healing and self-acceptance for adolescents facing familial rejection.

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Navigating Parental Expectations

Conflict between personal desires and parental expectations is a common theme in adolescent development, often resulting in significant emotional turmoil. Research shows that when adolescents assert their identities, it can lead to tension and misunderstandings with parents. However, this assertion is not merely a source of conflict; it is a crucial developmental step that fosters autonomy and self-concept, two essential components of healthy psychological growth and maturity.

For OP, finding effective ways to communicate their needs assertively could serve as a valuable bridge to lessen this generational gap. Utilizing 'I' statements during discussions, such as 'I feel' or 'I need,' can create a more constructive dialogue that expresses their feelings without escalating conflict. By framing their thoughts in this manner, OP may find that their parents are more receptive, leading to a more understanding and supportive relationship.

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The intersection of mental health and gender identity is well-documented and increasingly recognized as a critical area of concern. Research indicates that transgender individuals often experience higher rates of anxiety and depression compared to their cisgender peers. This significant disparity underscores the urgent need for tailored mental health support that specifically addresses the unique challenges faced by transgender youth, including societal stigma, discrimination, and internal conflicts regarding their identity.

Encouraging OP to seek therapy with a professional experienced in gender identity issues can provide valuable coping strategies and emotional support. Such therapeutic engagement can help foster a sense of acceptance and resilience, equipping them with tools to navigate the complexities of their experiences. This proactive approach not only enhances their overall well-being but also prepares them for future challenges, promoting a healthier and more fulfilling life.

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The Importance of Self-Advocacy

To support OP in their journey, a structured approach to self-advocacy can be immensely beneficial in navigating their personal experiences. Immediate steps include journaling feelings about their identity and inheritance, as this practice can help clarify their thoughts and emotions. By putting pen to paper, OP can explore their feelings in a safe space, which may lead to deeper self-understanding and reflection.

In the short term, ideally within 1-2 weeks, OP could practice role-playing conversations with supportive friends. This exercise can help them gain confidence in expressing their needs and desires, making it easier to articulate their thoughts in real-life situations. Additionally, having a trusted circle to practice with can provide valuable feedback and encouragement.

Longer-term, over the course of 1-3 months, OP might consider actively seeking out LGBTQ+ community resources or local support groups. These connections can significantly reinforce their self-advocacy skills, offering a network of support during their transition. Engaging with others who share similar experiences can foster a sense of belonging and empowerment, further aiding in their journey of self-discovery.

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How would you handle this situation? Let us know in the comments.

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Psychological Insights & Implications

The complexities surrounding the OP's situation reflect broader themes in adolescent psychology, particularly the importance of identity development and familial support. Research underscores that acceptance from family members can significantly influence mental health outcomes for LGBTQ+ youth.

By fostering open communication and understanding, families can help create an environment conducive to healthy self-exploration. Ultimately, the journey toward self-acceptance and personal empowerment is vital for the OP's well-being and future success.

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Psychological Analysis

The teen's decision to use their inheritance for transitioning, despite familial objections, is tied to their need for self-determination and autonomy. This is a fundamental psychological need, particularly in adolescence. They are asserting their identity and prioritizing their mental well-being, which is a healthy behavior even when it's at odds with family expectations.

Analysis generated by AI

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