Man Decides On One Final Action Before Taking His Debtor Friend To Court
"Apologies if this is out of line, but $1500 isn't something you forget about"
In times of financial hardship, it is typical to seek assistance from a friend or relative. Sometimes you lend someone money, company services, or products, and they don't pay you back.
This person may be a client, a personal friend, or even an organisation. This person or organisation becomes a debtor as a result of the outstanding amount, and this is the point at which the debt collection process is relevant.
Knowing your rights guarantees that you have a clear path to follow in the event of repayment problems. Also, having a formal agreement or even written communication about the loan's terms will assist prevent any misconceptions when you lend money.
Since it is challenging to prove the presence of an oral or verbal agreement, having a written loan agreement will also greatly aid in proving the existence of the debt in the eyes of the law. The OP of today's story happens to be the lender, and he loaned $1500 to someone whom he thought was a friend.
This friend wanted to get her dream dog as it became available for sale. She clearly stated, in writing, that she would pay the OP back a certain amount per fortnight, but this hasn't happened.
The OP has tried every means to reach out to this friend, but she totally ignored him. Even though it's an unlosable case for the OP, it's still time and effort, so he has decided to take one more step.
Read the full story in the OP's own words below
RedditAnd here's the text the OP intends sending to the debtor's mom
RedditWe've gathered some of the most upvoted comments from other Redditors for you to read through below.
The professor just had to correct some things
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She shouldn't take money she doesn't plan to pay back
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The OP reveals the age of the debtor
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Let the debtor be the one to involve her parents
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To the above comment, the OP replied saying...
Seems you're the first person to be against it. Although I agree it's not their inherent responsibility, don't you think there's not only a right to recovery of the money, but the parents either lighting the fire under her a** for her to pay or being good parents settling the debt on her behalf to avoid court costs are both good outcomes? How's it differential bumping into them somewhere and telling them of it in person instead? "Hey look your kid owes me coin, please tell them to pay it."Seeing how the mom would respond first before adding legal actions
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It's between the debtor and the woman
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A dog that isn't affordable for her
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The OP shouldn't bring her parents into it
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It's allowed to lend money to friends because we want to support and assist individuals who are important to us. However, if the borrower defaults on the loan, this act of kindness may occasionally result in unforeseen issues.
Understanding your rights as a lender in these circumstances becomes crucial for both financial security and upholding the integrity of your relationships. Thankfully, OP knows he won't lose the case if he goes to court, and Redditors declared him not the AH.
