22 Posts That Will Make You Understand Why Millennials and Gen Z Think They're Bound for Inevitable Failure

"I'm a Millennial, so my retirement plan is a societal collapse."

Millennials and Gen Z have heard plenty of jokes about being broke, tired, and somehow still expected to buy homes in a shaky economy. This roundup pulls together 22 posts that point to the same frustration, from rent and student debt to healthcare costs and wages that never seem to keep up.

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The posts also show how older generations and younger ones keep talking past each other, especially when the rules of work, money, and stability have changed so much. What looks like laziness from one side often feels like survival from the other.

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By the end, the gap between those experiences is hard to ignore.

1. The process of getting approved for house loans is confusing; this part is even more so.

1. The process of getting approved for house loans is confusing; this part is even more so.Comfortablejack
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2. Older people want all the benefits from their era but refuse to consider the factor of inflation.

2. Older people want all the benefits from their era but refuse to consider the factor of inflation.Necessary_Time8273
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3. Watching the world burn, as they say.

3. Watching the world burn, as they say.AMasterfulWriter

4. It's either that or paying for everything, which even healthcare couldn't help as much.

4. It's either that or paying for everything, which even healthcare couldn't help as much.Pleasant-Force

5. Money can certainly contribute to not feeling overworked and underpaid.

5. Money can certainly contribute to not feeling overworked and underpaid.UchihaLegolas

6. If they think they can't even survive this month's rent, how can they dream beyond a couple of years?

6. If they think they can't even survive this month's rent, how can they dream beyond a couple of years?SerenityPrim3

7. All in a day's messed-up work.

7. All in a day's messed-up work.Necessary_Time8273

That frustration keeps showing up in the comments, too.

8. Then they have the audacity to ask why you can't afford to own a house when they're making it harder for younger generations to even qualify for a car loan.

8. Then they have the audacity to ask why you can't afford to own a house when they're making it harder for younger generations to even qualify for a car loan.eternal_pegasus

9. If boys and girls are raised with the same attention, then maybe there would be more decent people growing up in this world.

9. If boys and girls are raised with the same attention, then maybe there would be more decent people growing up in this world.KaselsWaifu

10. Capitalism in a nutshell.

10. Capitalism in a nutshell.0xCUBE

11. People are afraid to seek healthcare when the debt might even outlive them.

11. People are afraid to seek healthcare when the debt might even outlive them.sinuousclouds

And then the money talk gets even more personal.

It also matches the person who refused to cover siblings’ bills, triggering a family financial crisis.

12. All of their four grandparents would be just like them if they had grown up in the same economic situation.

12. All of their four grandparents would be just like them if they had grown up in the same economic situation.Obvious_Future99

13. The concept of being a billionaire will always have a drastic effect on the status of those in the lower classes.

13. The concept of being a billionaire will always have a drastic effect on the status of those in the lower classes.prolificshitoaster

14. The system is rigged, and those who are trying to fix it are getting stepped on.

14. The system is rigged, and those who are trying to fix it are getting stepped on.MonsterJuiced

15. They have cruel priorities and the audacity to say it's part of their freedom.

15. They have cruel priorities and the audacity to say it's part of their freedom.Necessary_Time8273

Some of these posts hit a little too close to home.

16. Do you ever reminisce about how much stuff $40 could buy, and now it's reduced to just a couple of things?

16. Do you ever reminisce about how much stuff $40 could buy, and now it's reduced to just a couple of things?BysshePls

17. When you thought you could pay off your student debt more easily because a better degree means higher pay.

17. When you thought you could pay off your student debt more easily because a better degree means higher pay.Shadowheart117, Whocares_101

18. It's like covering crap with frosting to make it look great.

18. It's like covering crap with frosting to make it look great.nimuehehe

19. Because at the same time, you know how hard it is to deal with money troubles.

19. Because at the same time, you know how hard it is to deal with money troubles.Active-Ad-233

20. They think everything is the same price as before but will fight you if you offer them a low pay.

20. They think everything is the same price as before but will fight you if you offer them a low pay.Kyleforshort

21. In America, healthcare *and freedom* are expensive.

21. In America, healthcare *and freedom* are expensive.LazerBang

22. They're constantly breathing down your neck along with all the responsibilities.

22. They're constantly breathing down your neck along with all the responsibilities.Revolutionary_Mix941

If you're part of the younger generations, then you should know that you're not the only one rethinking your life choices. Or part of the group of people who are having multiple existential crises just from seeing your grocery bill.

To the older generation, however, who finally understands why things are more complicated than back in the day, give them a little room to breathe. And maybe see how there are choices they can make as easily as you did when you were their age.

It is hard to argue with a generation that is already doing the math.

Want more mortgage tension, read the AITA post where someone asked their parents to split home expenses equally.

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