Man Shares Why She Won't Pay Her Twin Brother’s Debts Despite Pregnant Woman's Cry

"If he doesn't pay them back, I don’t see how that is my problem"

Family can be complicated, and sometimes love comes with strings you never agreed to. But does caring about someone mean you’re obligated to bail them out of every mess?

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The OP of today's story faced this question with his twin brother, Josh. He’s always been financially reckless, had legal troubles, and went through a bitter divorce from his ex-wife, Kate.

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He and the OP have never been close, and he only tolerates him for the sake of his niece. On one fateful day, the OP was contacted by one of Kate’s friends named Jade.

She claimed Josh owed her thousands of euros, said she was pregnant, her partner had left her, and that she would be living in her car unless someone in the family helped her. She even had screenshots of messages verifying the loan.

Personal responsibility matters, even when the alternative is someone suffering. Love for family doesn’t automatically create financial obligation, and helping Josh would only reward recklessness.

The OP explained that he wasn’t responsible for his brother’s debts and told her to resolve it with Josh. It didn’t end there as Jade’s friends began harassing the OP online.

They said he could afford to travel and buy concert tickets, so he should “pay up” for his family’s debts. Guess what the OP did next?

Find out as you read the entire story for yourself below.

When Family Debt Isn’t Your Responsibility: The Moral Dilemma of Paying for Someone Else’s Mistakes

When Family Debt Isn’t Your Responsibility: The Moral Dilemma of Paying for Someone Else’s MistakesReddit
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Jade says she needs the money urgently as she is pregnant and her partner left her

Jade says she needs the money urgently as she is pregnant and her partner left herReddit
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The OP can afford to travel to the US for a holiday and buy expensive concert tickets

The OP can afford to travel to the US for a holiday and buy expensive concert ticketsReddit

Jade’s friend also said the OP should give her the money and then chase Josh for it

Jade’s friend also said the OP should give her the money and then chase Josh for itReddit

We've gathered some of the most upvoted comments from other Redditors for you to read through below

We've gathered some of the most upvoted comments from other Redditors for you to read through belowReddit

She's not pregnant with the brother's baby

She's not pregnant with the brother's babyReddit

This Redditor would not believe the stranger

This Redditor would not believe the strangerReddit

The OP added more details in the comments saying...

I speak fluent English, have a Master's, a professional job so get a paid a very good wage for our country. I also wasn't able to do much over the last 18 months because of lockdowns & the pandemic, so saved a lot of money & had a lot of built up leave I didn't use over the last 2 summers. That is why I was able to go to the US on pretty short notice. I have an education and am good with managing my money.

She's out of line for contacting family members

She's out of line for contacting family membersReddit

The pregnant woman has learned a hard lesson

The pregnant woman has learned a hard lessonReddit

The OP does not owe nobody anything

The OP does not owe nobody anythingReddit

She can follow up with the small claims court

She can follow up with the small claims courtReddit

The OP taking care of the kids

The OP taking care of the kidsReddit

At the end of the day, family doesn’t automatically make you responsible for someone else’s mistakes. Love and care for relatives—or even strangers—are different from bailing out bad choices, especially when trust has been broken and boundaries ignored.

Personal responsibility matters, and enabling recklessness can create more harm than good. OP cares for his nieces, but that doesn’t mean he owes his twin brother’s creditors a single cent.

Sometimes saying no is the kindest choice—for both yourself and the lesson it teaches. Redditors understood this, and the OP was declared not the AH.

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