Roommate's Dad Demands Redditor Pay Him $100 Monthly As A Precaution For The Lease If She Dies, Calls Her Names For Refusing His Proposal

A 28-year-old woman was just trying to find an apartment with a friend, until the friend’s dad decided she owed him $100 a month, “just in case.”

It started as a normal housing search, but the moment the father got involved, the deal turned into a weird financial condition tied to the lease. OP said no right away, because she wasn’t the one blocking anything, and she definitely wasn’t signing up to bankroll her roommate’s family drama.

Then the texts got ugly, and suddenly “precaution” sounded a lot like extortion.

Here is the OP's story:

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The OP explained she searched for an apartment with another girl:

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But things got weird when the girl's father asked the OP to pay him $100 per month:

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That’s when OP tried to keep it simple and declined the $100 monthly demand from the roommate’s dad.

Financial dependency often leads to heightened stress in roommate relationships, particularly when expectations are not aligned.

The OP immediately declined, but they asked her to reconsider:

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The OP informed the girl that her answer remained the same and received an unpleasant response:

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Then, the girl's father texted the OP, insulting her for rejecting their proposal:

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After OP refused, the roommate’s dad pushed harder and started calling her names in texts.

This feels like the roommate argument that erupted over consistently late rent payments.

Studies show that financial arrangements in shared living situations should be transparent and mutually agreed upon to foster trust and cooperation.

This transparency can help prevent feelings of resentment and ensure that everyone feels respected and valued in the arrangement.

The father's demand was unreasonable

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"It wasn't OP that was keeping them from getting the apartment; it was the friend."

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He had to be the guarantor because of his own daughter, not the OP.

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OP pointed out the real issue, it wasn’t her stopping the apartment, it was her friend’s side of the situation.

Strategies for Healthy Financial Agreements

Research shows that written agreements can enhance accountability and reduce misunderstandings in shared living situations.

Additionally, regular check-ins can help address any concerns before they escalate into larger issues.

The OP dodged a bullet

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Sounds like he tried to profit off of the OP.

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"He's a scammer who tried to extort $100/month from his daughter's roommate."

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By the time Redditors weighed in, everyone was focused on the same thing, he was trying to profit off the daughter’s roommate.</p>

Redditors told the OP that this was indeed a strange request. Her roommate's father tried to profit off of the OP; thus, she was not in the wrong for refusing his demand.

Besides, he needed to be the guarantor because of his daughter, not because of the OP. Their perspective is flawed on so many levels.

The complexities of financial arrangements in shared living situations are pivotal to fostering healthy roommate relationships. In the case presented, the demand for a monthly payment as a precaution against potential future issues, such as the untimely death of a roommate, raises significant red flags. This proposal not only points to a lack of trust but also highlights the necessity for transparency in financial dealings.

Nobody wants to pay a stranger’s “just in case” bill to live in their own place.

For another rent-and-family showdown, read what an AITA user asked their partner’s parents to pay for a basement apartment.